Money sitting in a savings account often isn't keeping pace with inflation. Real estate can be a powerful way to build wealth, but managing properties, tenants, and repairs takes time and expertise.
At H&M Capital Partners, we make real estate investing simple. We handle the research, acquisition, and management, allowing you to invest with confidence while focusing on what matters most to you. Our goal is to be a trusted partner on your financial journey.

At H&M Capital Partners, we help you scale and diversify your real estate portfolio through passive investments in real estate syndications (group investments).
Instead of handling tenants, repairs, and operations, our team manages the investments for you—so you can invest confidently while your capital is put to work.
Contract review and negotiation expertise
Title examination and issue resolution
Investment property legal guidance
Residential and commercial closings
Real estate dispute resolution
HOA and property management matters


Managing Partner
Mary Chries Concha Thia, MBA is a multifamily real estate investor with a strong foundation in finance, leadership, and strategic planning. She specializes in identifying and executing investment opportunities that deliver consistent returns while creating long-term value for investors and the communities she serves.
Mary Chries began her real estate journey in 2021 by investing in single-family homes, quickly building a solid understanding of market dynamics, asset performance, and operational efficiency. Recognizing the scalability and impact of larger assets, she strategically expanded into multifamily real estate, where she focuses on acquiring and managing apartment communities with a disciplined, data-driven approach.
Her investment philosophy is grounded in clarity, risk awareness, and long-term value creation. She is committed to making informed decisions that balance strong financial performance with sustainable growth, ensuring each investment contributes to lasting wealth and stability.
Passionate about working with people, Mary Chries is dedicated to helping individuals and families build generational wealth through real estate. She values education and mentorship, actively sharing knowledge and empowering others to make confident, informed investment decisions. Through her work, she aims to create not only financial opportunities, but also meaningful, positive impact in the lives of those she serves.

Managing Partner
Hector Ramos, MBA is a multifamily real estate investor and operations professional with a strong track record of leading the day-to-day execution of complex organizational programs. He brings comprehensive experience overseeing operational, administrative, and strategic functions to ensure efficiency, scalability, and the consistent achievement of business objectives.
Throughout his career, Hector has successfully directed general operations across a diverse range of business processes, with a particular strength in managing client and stakeholder relationships. His ability to align cross-functional teams, streamline workflows, and coordinate with key partners enables seamless program execution and long-term value creation.
Driven by a passion for people, Hector is committed to improving lives through real estate. He focuses on creating opportunities that foster financial independence and generational wealth, while delivering quality housing and strong, community-centered outcomes.

Jim started his multifamily journey buying his first 8 unit building in 1991. Fast forward to today, and he has been involved in many thousands of multifamily units both as a General Partner and Limited Partner. He is a 30+ year seasoned business executive and owner, successfully building several companies including a global manufacturing and distribution company. Jim takes a very practical but strategic approach in maximizing the opportunities for a win-win approach for both the investors and management teams. Jim has acquired over 3,500+ units in the US, successfully exited out of 1,800 units (2017-2021) and currently is involved 2,200+ units.
Schedule a strategy call today and receive clear, trusted guidance on your real estate investment journey. Our team is here to support you every step of the way.
We provide our investors with exclusive access to multifamily investment opportunities focused on stability and long-term value.
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Phone: (415) 949-2647
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